:root{--blue:#0050a0;--blue-d:#003a75;--navy:#04254c;--gold:#f0a93c;--gold-d:#d98f1f;--ink:#172233;--muted:#5a6678;--line:#dde4ee;--bg:#fff;--soft:#f3f6fb;--r:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--blue)}img{max-width:100%;height:auto}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(2rem,4.5vw,3.2rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3vw,2.1rem);font-weight:800;letter-spacing:-.01em}
h3{font-size:1.15rem;font-weight:700}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--gold-d);margin:0 0 .6em}
.lead{font-size:1.15rem;color:var(--muted);max-width:640px}
.center{text-align:center;margin-top:2rem}

.topbar{background:var(--navy);color:#cfd8e6;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding:7px 20px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}.sep{opacity:.4;margin:0 6px}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;padding:8px 20px}
.brand img{display:block;width:110px}
header nav{display:flex;align-items:center;gap:26px}
header nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.97rem}
header nav a[aria-current]{color:var(--blue)}
header nav a:hover{color:var(--blue)}
.navt{display:none}.burger{display:none}

.btn{display:inline-block;padding:13px 24px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit;transition:.15s}
.btn.gold{background:var(--gold);color:var(--navy)}.btn.gold:hover{background:var(--gold-d)}
.btn.ghost{border-color:rgba(255,255,255,.7);color:#fff}.btn.ghost:hover{background:rgba(255,255,255,.12)}
.btn.outline{border-color:var(--blue);color:var(--blue)}.btn.outline:hover{background:var(--blue);color:#fff}
.btn.sm{padding:9px 18px;font-size:.92rem}
header nav .btn.gold{color:var(--navy)}

.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%);color:#fff;padding:64px 0 72px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:rgba(240,169,60,.12)}
.hgrid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;position:relative;z-index:1}
.hero h1{color:#fff}.hero .lead{color:#d8e3f2}.hero .eyebrow{color:var(--gold)}
.hbtns{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.checks{list-style:none;padding:0;margin:18px 0}
.checks li{padding-left:30px;position:relative;margin:8px 0}
.checks li::before{content:"";position:absolute;left:0;top:.35em;width:18px;height:18px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2304254c' stroke-width='3.5'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}

form.quote{background:#fff;color:var(--ink);border-radius:16px;padding:28px;box-shadow:0 20px 50px rgba(4,37,76,.25);border:1px solid var(--line)}
form.quote h2,form.quote h3{font-size:1.4rem;margin-bottom:14px}
form.quote label{display:block;font-weight:600;font-size:.88rem;margin-bottom:12px;color:var(--navy)}
form.quote input,form.quote select,form.quote textarea{display:block;width:100%;margin-top:5px;padding:11px 12px;border:1px solid #c9d3e0;border-radius:8px;font:inherit;font-size:1rem;background:#fff;color:var(--ink)}
form.quote input:focus,form.quote select:focus,form.quote textarea:focus{outline:2px solid var(--blue);border-color:transparent}
form.quote button{width:100%;margin-top:6px}
.fine{font-size:.75rem;color:var(--muted);margin:12px 0 0;line-height:1.45}
.hp{position:absolute;left:-9999px}

section{padding:72px 0}
.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.intro{background:#fff}
.products{background:var(--soft)}.products.alt{background:var(--soft)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;transition:.15s}
.card:hover{transform:translateY(-3px);box-shadow:0 12px 30px rgba(4,37,76,.1);border-color:#b9c9df}
.card p{color:var(--muted);font-size:.96rem;flex:1;margin:0 0 14px}
.card .more{color:var(--blue);font-weight:700;font-size:.92rem}
.card .more::after{content:" \2192"}
.ico{width:44px;height:44px;padding:9px;border-radius:10px;background:#e7effa;stroke:var(--blue);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;margin-bottom:14px}

.reviews{background:#fff}
.rgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:24px}
.reviews figure{margin:0;background:var(--soft);border-radius:var(--r);padding:24px;border-top:4px solid var(--gold)}
.reviews blockquote{margin:0 0 14px;font-size:.98rem}
.reviews figcaption{font-weight:700;color:var(--navy)}
.reviews figcaption::before{content:"\2605\2605\2605\2605\2605";display:block;color:var(--gold);letter-spacing:2px;font-size:.9rem}

.cta{background:var(--navy);color:#fff;padding:52px 0}
.cta .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta h2{color:#fff;margin:0}.cta p{color:#b9c7da;margin:.3em 0 0}
.ctabtns{display:flex;gap:12px;flex-wrap:wrap}

.phero{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;padding:60px 0}
.phero h1{color:#fff}.phero .lead{color:#d8e3f2}.phero .eyebrow{color:var(--gold)}
.phero.tall{padding:110px 0}.phero a{color:var(--gold)}
.crumbs{font-size:.88rem;color:#b9c7da;margin:0 0 10px}.crumbs a{color:#fff}
.detail h2{font-size:1.45rem;margin-top:1.4em}.detail h2:first-child{margin-top:0}
.bio{background:var(--soft);border-radius:16px;padding:30px}
.contact .big{font-size:1.5rem;font-weight:800;text-decoration:none}
.contact h2{font-size:1rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin:1.4em 0 .2em}
.map{width:100%;height:260px;border:0;border-radius:var(--r);margin-top:18px}
.formband{background:var(--soft)}
.legaltext .wrap{max-width:800px}.legaltext h2{font-size:1.3rem}

footer.site{background:#0a1a30;color:#aebbd0;padding:56px 0 20px;font-size:.93rem}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer h3{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:.08em}
footer a{color:#dfe7f2;text-decoration:none}footer a:hover{color:var(--gold)}
.flogo{background:#fff;border-radius:10px;padding:6px;width:120px}
.flinks a{display:block;margin:3px 0}
.legal{border-top:1px solid #22324b;margin-top:36px;padding-top:18px;font-size:.82rem}

@media (max-width:940px){
 .hgrid,.two{grid-template-columns:1fr;gap:36px}
 .cards{grid-template-columns:1fr 1fr}.rgrid{grid-template-columns:1fr 1fr}
 footer .cols{grid-template-columns:1fr 1fr}
 .burger{display:block;width:40px;height:40px;cursor:pointer;position:relative}
 .burger span,.burger span::before,.burger span::after{position:absolute;left:8px;width:24px;height:2px;background:var(--navy);content:""}
 .burger span{top:19px}.burger span::before{top:-7px;left:0}.burger span::after{top:7px;left:0}
 header nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);padding:8px 20px 18px}
 header nav a{padding:12px 0;border-bottom:1px solid var(--line)}
 header nav .btn{margin-top:12px;text-align:center;border:0}
 .navt:checked~nav{display:flex}
}
@media (max-width:600px){
 body{font-size:16px}section{padding:52px 0}
 .cards,.rgrid,footer .cols{grid-template-columns:1fr}
 .topbar .wrap{justify-content:center;text-align:center}
 .topbar .wrap>span:first-child{display:none}
 form.quote{padding:22px}
}
.carriers{background:#fff}.carriers.alt{background:#fff;padding-top:0}
.cgrid{display:grid;gap:22px;margin-top:26px}.cgrid.n3{grid-template-columns:1.3fr 1fr 1fr}.cgrid.n1{grid-template-columns:1fr}
.cgroup{background:var(--soft);border-radius:var(--r);padding:24px}
.cgroup h3{font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.chips{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px}
.chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px;font-weight:600;font-size:.92rem;color:var(--navy)}
@media (max-width:940px){.cgrid.n3{grid-template-columns:1fr}}
.callbar{display:none}
@media (max-width:600px){
 .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:var(--navy);box-shadow:0 -4px 16px rgba(0,0,0,.2)}
 .callbar a{flex:1;text-align:center;padding:13px 10px;border-radius:999px;font-weight:700;text-decoration:none;font-size:1rem}
 .callbar .call{background:var(--gold);color:var(--navy);flex:2}
 .callbar .text{border:2px solid rgba(255,255,255,.7);color:#fff}
 .callbar .call::before{content:"";display:inline-block;width:16px;height:16px;margin-right:8px;vertical-align:-2px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%2304254c'%3E%3Cpath d='M6.6 10.8a15.1 15.1 0 0 0 6.6 6.6l2.2-2.2a1 1 0 0 1 1-.25 11.4 11.4 0 0 0 3.6.57 1 1 0 0 1 1 1V20a1 1 0 0 1-1 1A17 17 0 0 1 3 4a1 1 0 0 1 1-1h3.5a1 1 0 0 1 1 1c0 1.25.2 2.45.57 3.6a1 1 0 0 1-.25 1z'/%3E%3C/svg%3E") center/contain no-repeat}
 body{padding-bottom:78px}
}